Dollar Cost Averaging...

The longer you wait to get what you want, the lesser the price and greater the payout. I say a lesser price because when you pay the price over a long period of time and take the average of the costs, it comes out to be less than the actual cost basis of one lump sum purchase. For example, when you purchase stocks on a regular basis for the same dollar amount each time, you will sometimes buy when the price is higher and sometimes when the price is lower. So that dollar amount will purchase more shares for you on the days prices are lower. In the end, if you take the total shares purchased over that period of time and the average purchase price, it typically is less than your cost basis. We can look at our life in the same way. The trials and tribulations we conquer seem to be spread over a period of our lives. So tackling each one as they come while it may be a burden still comes with a smaller price (sacrifice, lesson learned, loss, etc.) than if you were to take every circumstance you have ever had up to this point of your life in one day. Can you imagine how much that would cost you? It could take you out if you have not prepared yourself for the process in order to produce and progress. Regardless of market conditions this principal is going to work for the money that you invest. As a matter of fact right now, prices are lower than ever so all the more reason to invest yourself now. Taking the hits spread out, reduces but does not eliminate the volatility. In choosing investment options, your reward is tied to your risk. The safer you are the lower your reward. The more you are willing to put on the line, the greater your potential for higher rewards. If you are willing to sacrifice some things that you can do without for a while, do some things that you have never done before, be more receptive to wisdom, focus your efforts on the right endeavors and on the right people, the cost to you is more discounted. You start to acquire a payout of resilience, stamina, knowledge, power, strength, increased confidence, character, greater sense of manhood & womanhood, and faith. These acquisitions alone make you wealthy. Reinvest them each time you go through an episode. Use the principal with this in mind: What you release in small increments now, will reap large benefits in the long run. The race is not given to the swift but to the one who endures... by...P. Ballard

Shine

Just one light can make a big difference, when there is darkness all around. When you turn on a light in an already lighted room, you make it just a little bit brighter. But when you turn on a light in a room that was completely dark, you significantly change the environment. The light reveals possibilities. It make obstacles less menacing. It makes the situation clearer and easier to understand. The more you are surrounded by negativity, the more impact you can have by being positive. Just one person who insists that yes, we can get it done, and who steadily works to make it happen, can achieve astonishing results. If there is negative energy all around you, see it as an opportunity. Consider how much of a difference you can make with your positive thoughts and actions. Turn on your own light, and those nearby cannot help but see. The darker it is around you, the brighter your light will shine.

INSIGHTS ABOUT MEN

This was passed on to me so I thought I would share.. If a man wants you, nothing can keep him away. If he doesn't want you, nothing can make him stay. Stop making excuses for a man and his behaviour. Allow your intuition (or spirit) to save you from heartache. Stop trying to change yourself for a relationship that's not meant to be. Slower is better. Never live your life for a man before you find what makes you truly happy. If a relationship ends because the man was not treating you as you deserve then heck no, you can't 'be friends'. A friend wouldn't mistreat a friend. Don't settle. If you feel like he is stringing you along, then he probably is Don't stay because you think 'it will get better'. You'll be mad at yourself a year later for staying when things are not better. The only person you can control in a relationship is you. Avoid men who have a many of children by different women. He didn't marry them when he got them pregnant, why would he treat you differently? Always have your own set of friends separate from his. Maintain boundaries in how a guy treats you. If something bothers you, speak up.. Never let a man know everything.* He will use it against you later.. You cannot change a man's behavior.* Change comes from within. Don't EVER make him feel he is more important than you are... Even if he has more education or a better job. Do not make him into a quasi-god. He is a man, nothing more nothing less. Never let a man define who you are. Never borrow someone else's man. If he cheated with you, he'll cheat on you. A man will only treat you the way you ALLOW him to treat you.. All men are NOT dogs. You should not be the one doing all the bending... Compromise is two way street. You need time to heal between relationships... There is nothing cute about baggage... Deal with your issues before pursuing a new relationship You should never look for someone to COMPLETE you... A relationship consists of two WHOLE individuals... Look for someone complimentary....not supplementary. Dating is fun...even if he doesn't turn out to be Mr.. Right. Make him miss you sometimes...when a man always know where you are, and you're always readily available to him - he takes it for granted Never move into his mother's house. Never co-sign for a man. Don't fully commit to a man who doesn't give you everything that you need.* Keep him in your radar but get to know others. Scared of being alone is what makes a lot of women stay in relationships that are abusive or hurtful. You should know that: You're the best thing that could ever happen to anyone and if a man mistreats you, he'll miss out on a good thing. If he was attracted to you in the 1st place, just know that he's not the only one. They're all watching you, so you have a lot of choices. Make the right one. Ladies take care of your own hearts.... Share this with other women and men (just so they know)... You'll make someone smile, another rethink her choices, and another woman prepare. They say it takes a minute to find a special person, an hour to appreciate them, a day to love them and an entire lifetime to forget them.